Current Issues

ALERT: In response to the recent data breaches and resulting fraud from the Home Depot, Albertson’s, Dairy Queen, Taco Time & Buffalo Wild Wings Data Breaches, the Credit Union has been pro-active and  blocked & reissued many member’s Debit and Credit Cards.  Your security as well as that of your Credit Union’s is critical to us so we will continue to focus on the problem and take immediate action as needed.  Please be sure to monitor your accounts daily and contact the credit union if you have any questions or concerns.

 

As an additional reminder, you may have heard through the media that there has been a data breach at JPMorgan Chase.  Although we have not experienced any account fraud due to this announcement, we would caution you to be on the lookout for phishing scams and other attempts (emails, texts, messages, phone calls) to steal your account information or compromise your identity.

Specials

NEW low, low rates for Auto Financing - see our rates page!!!!!

Holiday Loan Special Announcement: 12/12/12 = $1,200.00 for 12 Months at 12.00%. Apply online, in person or over the phone.

ONLINE HOME BANKING SERVICES - SIGN UP FOR Estatements

October 4, 2013 helped us to re-define our online presence with our new It’s Me 247 Internet Banking suite of products and services.  Please sign up for E-statements, E-notices and E-alerts.  Assist the Credit Union in “going green” for 2014.

New Wheels with Autoland Auto Buying Service

Save by switching to Sprint!

CUDL AutoSMART

Great Auto Deals - Rates as low as 4.49% APR - click here

 

 Our relationship with Credit Union Direct Lending (CUDL) allows you the ease of completing our paperwork while you’re at the dealership.  Drive home a new car today!!

TruStage™ Auto & Home Insurance Program

Click Here to Start Saving 

Exclusively for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service. Read More »

Sweet Deals on Homes & Autos

Let IBEW & United Works FCU give you an inside look on local sweet deals. Check back often for more listings.

We currently have no items for sale; please contact our business partners Automotive Management Services at http://ams-pdx.com for their inventory.

Services

Internet Banking: Our Internet Banking is available to members at no cost, just click the link in the upper right hand corner of this or any page.

On-Line Bill Payment Service: Our On-Line Bill Payment Services are available if you have your checking account with us. The link in the upper right hand corner of this or any page will lead you through registration and set-up. Please contact Member Services if you have questions.

Automated Clearing House (ACH): ACH refers to a nationwide standard that financial institutions use to transfer funds and information electronically between financial institutions. ACH is often used for payroll deduction deposits.

ACH Origination: ACH origination is similar to ACH above only it is initiated by the member directly with the financial institution. ACH origination enables members to make deposits and withdrawals from their account with the Credit Union or at another financial institution. Members can choose to have transfers done monthly, biweekly, or weekly without the burden of remembering to write and mail off a check. Members also have the option of initiating a one-time transfer if needed.

Payroll Deduction: Payroll deduction is set up under an agreement with an employer and the Credit Union. Currently there are many companies offering this service to their employees. Payroll deduction allows an employee to specify a deduction amount each pay period that the employer then sends to the Credit Union. Payroll deduction remains in effect until changed by the employee or when employment ceases.

Net Check: Similar to payroll deduction, net check instructs the employer to deposit the employees entire paycheck to their savings or checking account automatically.

Direct Deposit: Direct deposit allows a member to have a government check deposited directly into their savings or checking account. Direct deposit is a valuable, time saving service for many retirees. Direct deposit includes but is not limited to: Social Security benefits, Veterans Affairs payments, pension payments and any branch of the U.S. Armed Forces.

Electronic Funds Transfer (EFT): EFT is a term used whenever money is transferred electronically. So whether it’s our Liberty Line 24-hour Telephone Teller, an ATM, bank wire transfer or ACH payroll deduction, EFT is an umbrella term used for electronic movement of money. Below are listed current EFT services offered by IBEW & United Workers FCU.