Fee Schedule

Fees as of November 1,  2013  
ATM Withdrawal $1.00
(each additional after first six free)  
ATM Withdrawal-No Checking $1.00
ATM/DEBIT NSF Fee No Charge
ATM/DEBIT Card Balance Inquiry $0.50
ATM/DEBIT Card Revoke Fee $15.00
ATM/DEBIT Card  
    Replacement Card $5.00
    Replacement Pin $5.00
    Reinstatement Fee $15.00
Other Fees:  
As of November 1, 2013  
Account Reconciliation/Research $25.00 Hour
Coin Counting Fee Free up to $50.00 – 1% of total after that
Statement Copy $5.00
Visa Statement Copy $3.00
Receipt/Check Copy $5.00
Rush or Fax Copies $5.00
ACH Origination Returned Unpaid $30.00
ACH Origination ReInstatement Fee $30.00
Money Orders $2.00
Check Cashing Fee (per transaction w/o minimum service requirement)  $15.00
Credit Union Checks  
Payable to member (1 per day) Free
Payable to another party – per check $3.00
ATM Camera (per frame) $50.00
Photocopies $0.25/page
Union Dues Auto Deduction $1/month
Wire Transfer (out) $18.00
Incoming Wire Transfer $10.00
International Wire Transfer – (2% add’l fee in some cases)  $35.00
Wire Tracer/Reversal $35.00
Western Union Wire Transfer $35.00 – $70.00
Address Change Notification $5.00
Returned Item $20.00
Returned Check Item – drawn off of members account elsewhere  $40.00
Returned Mail – per item $5.00
VSI Placement Fee $50.00
Collection Fee at Final Demand $33.00
Garnishment/Lien/Levy Fee – Incoming $40.00
Dormant Account – Per Year $25.00
Fax Fee – first page $2.00
Additional pages $1.00
Express Shipping Fee $10.00 + shipping costs
Foreign Items – check presented $10.00 – $20.00
Loan Application Fee $10.00
Pay by Phone Fee $5.00
Heloc Loan Application Fee $75.00
Heloc Conversion Fee $75.00
Verification of Deposit $10.00
Visa Gift Cards  (members $2.00) (Non-Members $3.50)  
Savings Account Fees as of August 20, 2013  
Membership Fee/One time at opening $10.00
Membership Fee – Under 18 $1.00
Invest Account Monthly Service Fee if balance below minimum required  $10.00
Holiday Club Early Withdrawal Fee $20.00
Tax Club Early Withdrawal Fee $20.00
Account Early Closure Fee $10.00
Re-open IRA (within 30 days of closure) $10.00
Checking Account Fees  
As of November 1, 2013  
Business Checking (depends on avg daily balance) $10.00 & Up
Check Printing Fee Varies depending on style –free w/Prime Time Checking
Returned NSF/Paid NSF Fee $30.00
Automatic Transfer Fee to cover NSF items $3.00
Stop Payment FeeBlanket Stop $25.00$25.00
Check Image ReturnMultiple Suffixes – same account $6.00$10.00
Freedom Plus Checking Monthly Services $7.50