IBEW and United Workers Federal Credit Union

*The interest rate and annual percentage yield (APY) will not change for the term of the account, which is seven (7) months.
The annual percentage yield assumes interest will remain on deposit until maturity. Dividends are calculated by the Average Daily Balance
method which applies a daily periodic rate to the average balance in the Share Certificate for the period. The average daily balance is determined
by adding the principal in the Share Certificate for each day of the period and dividing that sum by the number of days in the period.
Dividends will be compounded and credited to the certificate monthly. The dividend period begins on the day of the month the Share Certificate
is opened and ends the same day of the month for each month thereafter, until maturity. Funds currently on deposit with
IBEW & United Workers FCU cannot be used for this promotion. You must deposit at least $500.00 to open this account. Total maximum initial
deposit may not exceed $100,000.00. You may not make additional deposits into this account. A penalty will be imposed for early withdrawals.
Rate is current from the date of this issue, 10/31/2025. This promotional offer may change at our discretion, at any time and without notice.
Please contact an IBEW & United Workers FCU team member if you have additional questions.