Rates

Savings Rates – Effective Saturday, April 1, 2023
APYMinimum
Deposit
Minimum
Balance
SAVINGS0%$5$5
HOLIDAY CLUB ACCT0.05%$5$0
TAX CLUB ACCOUNT0.05%$5$0
EDUCATION IRA SHARE0.05%$50$100
ROTH IRA SHARE0.05%$50$100
SEP IRA SHARE ACCT0.05%$50$100
IRA SHARE ACCOUNT0.05%$50$100
INVEST ACCOUNT0.35%$500$0
INVEST ACCOUNT0.5%$500$50000
INVEST ACCOUNT0.75%$500$100000
INVEST ACCOUNT0.8%$500$250000
CHECKING0%$50$0
SPECIAL SHARE0%$5$0
EZ DEBIT0%$50$0
Certificate Rates – Effective Thursday, October 1, 2026
Certificate TermAPYMinimum Deposit
6 MONTH SHARE CERTIFICATE3.82%$500
12 MONTH SHARE CERTIFICATE3.3%$500
18 MONTH SHARE CERTIFICATE2.99%$500
Certificate TermCurrent RateAPYMinimum Deposit
6 MONTH SHARE CERTIFICATE3.75%3.82%$500
12 MONTH SHARE CERTIFICATE3.25%3.30%$500
18 MONTH SHARE CERTIFICATE2.95%2.99%$500
Loan Rates – Effective Thursday, October 1, 2026
Loan TypeRates as low asTerms & Information
New Auto 2024 and Newer » 3.99% 60 M As low as 3.99% APR for 36 months
Used Auto 2016-2023 » 4.49% 36 M As low as 4.49% APR for 36 months
Used Auto 2005-2015 » 6.14% 36 M As low as 6.14% APR for 48 months
Signature Loan » 9.49% 36 M As low as 9.49% APR for 12 months
Visa Classic » 12.9% 12 M Fixed Rate, 12.90% APR
Visa Platinum » 9.49% 60 M Fixed Rate, 9.49% APR
New RV » 6.5% 72 M As low as 6.50% APR for 72 months
Used RV » 6.9% 72 M As low as 6.90% APR for 72 months
New Boat » 6.5% 72 M As low as 6.50% APR for 72 months
Used Boat » 6.9% 72 M As low as 6.90% APR for 72 months
New Motorcycle 2024 and Newer » 6.45% 60 M As low as 6.45% APR for 36 months
Used Motorcycle 2023 and Older » 7.34% 60 M As low as 7.34% APR for 36 months
New ATV or UTV 2024 and Newer » 5.99% 60 M As low as 5.99% APR for 60 months
Used ATV/UTV 2023 and Older » 6.49% 60 M As low as 6.49% APR for 60 months
Personal Line of Credit » 11.75% 36 M Variable Rate, As low as Prime +5% APR
HELOC » 6.75% 180 M Variable Rate
- WE ARE CURRENTLY CLOSED DURING OUR SYSTEM UPDATE until October 2nd -

Access to Bill Pay and Shared Branching is temporarily unavailable while we transition to our new system. Bill Pay and Shared Branching will be available again on October 2. We appreciate your patience as we make this transition.

- DURANTE LA ACTUALIZACIÓN DE NUESTRO SISTEMA ESTAMOS CERRADOS TEMPORALMENTE Hasta el 2 de Octubre -

El acceso a Pago de Facturas y Shared Branching no estára disponible mientras hacemos la transición a nuestro nuevo sistema. Pago de Facturas y “Shared Branching” volverán a estar disponibles el 2 de Octubre. Agradecemos su paciencia durante esta transición.