Savings & CD Rates

Savings Rates-Effective Saturday, April 1, 2023

Account TypeAPYMinimum DepositMinimum Balance
SAVINGS0.00%$5$5
HOLIDAY CLUB ACCT0.05%$5$100
TAX CLUB ACCOUNT0.05%$5$100
ROTH IRA SHARE0.05%$50$100
SEP IRA SHARE ACCT0.05%$50$100
IRA SHARE ACCOUNT0.05%$50$100
INVEST ACCOUNT0.35%$500$500
INVEST ACCOUNT0.50%$500$50,000
INVEST ACCOUNT0.75%$500$100,000
INVEST ACCOUNT0.80%$500$250,000
CHECKING0.00%$50$0
SPECIAL SHARE0.00%$5$0
EZ DEBIT0.00%$50$0

Certificate Rates-Effective Friday, August 1, 2026

Certificate TermCurrent RateAPYMinimum Deposit
6 MONTH SHARE CERTIFICATE3.75%3.82%$500
12 MONTH SHARE CERTIFICATE3.25%3.30%$500
18 MONTH SHARE CERTIFICATE2.95%2.99%$500
Access to Bill Pay is temporarily unavailable while we transition to our new Bill Pay system. Bill Pay will be available again on October 2. We appreciate your patience as we make this transition.