Savings Rates-Effective Saturday, April 1, 2023
| Account Type | APY | Minimum Deposit | Minimum Balance |
|---|---|---|---|
| SAVINGS | 0.00% | $5 | $5 |
| HOLIDAY CLUB ACCT | 0.05% | $5 | $100 |
| TAX CLUB ACCOUNT | 0.05% | $5 | $100 |
| ROTH IRA SHARE | 0.05% | $50 | $100 |
| SEP IRA SHARE ACCT | 0.05% | $50 | $100 |
| IRA SHARE ACCOUNT | 0.05% | $50 | $100 |
| INVEST ACCOUNT | 0.35% | $500 | $500 |
| INVEST ACCOUNT | 0.50% | $500 | $50,000 |
| INVEST ACCOUNT | 0.75% | $500 | $100,000 |
| INVEST ACCOUNT | 0.80% | $500 | $250,000 |
| CHECKING | 0.00% | $50 | $0 |
| SPECIAL SHARE | 0.00% | $5 | $0 |
| EZ DEBIT | 0.00% | $50 | $0 |
Certificate Rates-Effective Friday, October 31, 2025
| Certificate Term | Current Rate | APY | Minimum Deposit |
|---|---|---|---|
| 6 MONTH SHARE CERTIFICATE | 3.75% | 3.82% | $500 |
| 12 MONTH SHARE CERTIFICATE | 3.50% | 3.56% | $500 |
| 18 MONTH SHARE CERTIFICATE | 3.25% | 3.30% | $500 |